Delivering private finance options and recommendation since 2006, The Simple Dollar is again with our annual awards for 2021. Here are our high picks for the finest finance apps for the brand new yr. 

Best Banking App: Revolut

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Revolut does all the things you’d anticipate of a banking app: you may set month-to-month budgets, categorize your spending, ship cash immediately at no cost and spherical up on financial savings quantities. Revolt’s app enables you to add and maintain a number of forms of currencies, participate in crypto buying and selling, use disposable digital playing cards or full worldwide transfers with no price. Those options set it aside from the competitors and make Revolt top-of-the-line banking apps round.

Best Money Transfer App: Transferwise

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There are not any borders in right now’s world — and TransferSmart is aware of it. This cash switch app is the highest method to ship cash and obtain cash to and from associates, household and coworkers who’re residing overseas. Your TransferSmart account comes with a free debit card, which might be loaded with money previous to touring. You can convert that money to the forex you want at a brilliant low fee — and that debit card will work because it ought to once you’re touring to different nations. 

Best Investing App: Webull

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Where different buying and selling apps have failed, Webull has excelled. Webull is a slick, easy-to-navigate app geared towards informal buyers. This commission-free platform provides you a simple method to control the market and the shares in your portfolio, whether or not you’re simply beginning out or a seasoned investing skilled. The interface is straightforward to study, whether or not it’s on desktop or cell, and there are tons of instruments obtainable for merchants, too. 

Best Budgeting App: PocketGuard

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Budgeting might be robust, however PocketGuard makes it straightforward to navigate. The interface is user-friendly and intuitive, making it easy to overcome the method of establishing a funds. You’ll get loads of different app perks, too, like a broad overview of your funds, categorized spending data, the power to maintain observe of money transactions and different helpful instruments.

Best Personal Finance App for Families: Goodbudget

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When it involves managing household funds, you actually can’t beat the Goodbudget app. This app is straightforward to make use of and sync with different members of the family, and it provides a hand-on strategy to budgeting that permits you to get everybody in your family concerned. But what actually excels about this app is the envelope characteristic, which helps you to modify your spending allowances as you see match. 

Best Budgeting App for Couples: Honeydue

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Sorting out your funds as a pair could be a headache, however Honeydue simplifies that course of and makes it — dare we are saying — nice to trace your spending. This app lets each companions observe balances and exercise for every of their accounts and can categorize your spending so you may control your habits. There are tons of different helpful options, too, like invoice reminders and notifications, so that you by no means miss a cost.

Best App for Tackling Debt: You Need a Budget

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There are loads of apps on the market that promise that will help you deal with debt, however none of them are as user-friendly as YNAB. This app provides each greenback you’re projected to earn a “job,” so you recognize precisely the place your cash goes. The app’s tutorials might help you study to handle debt or meet different objectives, and your newfound accountability will assist preserve you from going again into debt once more. 

Best App for Wealth Building: Personal Capital

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Personal Capital is in contrast to most different private finance apps. This app has two functions: to supply private finance instruments and aid you construct wealth by way of funding. It shops bank card and banking data to maintain you on funds, but in addition provides you instruments to place your cash to work, together with portfolio evaluation and web value insights. Use it proper and also you’ll be in your method to constructing wealth very quickly.

Best Automated Budgeting App: Albert

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If you’re on the lookout for a budgeting app that received’t require you to do the heavy lifting, Albert is the reply. This app makes it easy to automate budgeting and saving. Think of it as a concierge to your funds. You give it the fundamental data it wants and the app takes care of the remaining. You’ll get entry to options like computerized financial savings, prompt money advances and money bonuses, in addition to a micro-investment account possibility, too. It may even negotiate your payments for you. 


To decide the winners of the primary annual The Simple Dollar Awards, our editorial crew researched each main model and possibility in each class and ranked them based mostly on the next traits:

  1. Affordability – We seemed for essentially the most cost-effective options available on the market. That doesn’t at all times translate into absolutely the least expensive, however takes into consideration how a lot bang you’re getting to your buck.
  2. Trustworthiness – We in contrast buyer satisfaction scores wherever we might discover them, together with Trustpilot.
  3. Innovation – We prioritized services with one-of-a-kind options that separated them from the sector.

For extra particulars on The Simple Dollar Awards, contact Ivey O’Neal at

Angelica Leicht is an editor at The Simple Dollar who focuses on mortgages, mortgage refinancing, residence fairness loans, and HELOCs. She is a former contributing editor to and